Call reports 2017
RG BANK, A SAVINGS AND LOAN ASSOCIATION — 2017
What RG BANK, A SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 102,138,000 | 103,477,000 | 103,475,000 | 101,751,000 |
| Total loans | 72,255,000 | 74,950,000 | 77,220,000 | 76,840,000 |
| Allowance for loan losses | 632,000 | 634,000 | 659,000 | 675,000 |
| Securities available for sale | 16,103,000 | 14,247,000 | 13,669,000 | 12,971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,630,000 | 91,705,000 | 91,536,000 | 89,813,000 |
| Interest-bearing deposits | 80,170,000 | 81,382,000 | 79,911,000 | 77,861,000 |
| Noninterest-bearing deposits | 10,460,000 | 10,323,000 | 11,625,000 | 11,952,000 |
| Equity capital | 11,381,000 | 11,582,000 | 11,672,000 | 11,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 967,000 | 1,973,000 | 3,018,000 | 4,046,000 |
| Interest expense | 52,000 | 104,000 | 158,000 | 211,000 |
| Net interest income | 915,000 | 1,869,000 | 2,860,000 | 3,835,000 |
| Noninterest income | 127,000 | 207,000 | 301,000 | 379,000 |
| Noninterest expense | 913,000 | 1,802,000 | 2,703,000 | 3,675,000 |
| Provision for loan losses | 25,000 | 27,000 | 53,000 | 71,000 |
| Pretax income | 104,000 | 247,000 | 402,000 | 465,000 |
| Income tax | 33,000 | 77,000 | 130,000 | 108,000 |
| Net income | 71,000 | 170,000 | 272,000 | 357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,502,000 | 11,601,000 | 11,703,000 | 11,790,000 |
| Total capital | 12,134,000 | 12,235,000 | 12,362,000 | 12,465,000 |
| Risk-weighted assets | 55,030,000 | 58,115,000 | 58,942,000 | 58,468,000 |