Call reports 2021
AMERICAN STATE BANK & TRUST COMPANY — 2021
What AMERICAN STATE BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Total assets | 777,142,000 | 786,135,000 | 788,452,000 |
| Total loans | 478,726,000 | 470,973,000 | 452,690,000 |
| Allowance for loan losses | 5,620,000 | 5,628,000 | 5,632,000 |
| Securities available for sale | 174,601,000 | 195,473,000 | 177,207,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 652,536,000 | 659,006,000 | 659,072,000 |
| Interest-bearing deposits | 490,365,000 | 509,273,000 | 497,056,000 |
| Noninterest-bearing deposits | 162,171,000 | 149,733,000 | 162,016,000 |
| Equity capital | 95,472,000 | 97,118,000 | 98,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Interest income | 5,803,000 | 11,856,000 | 18,194,000 |
| Interest expense | 548,000 | 1,071,000 | 1,494,000 |
| Net interest income | 5,255,000 | 10,785,000 | 16,700,000 |
| Noninterest income | 637,000 | 1,293,000 | 1,929,000 |
| Noninterest expense | 4,520,000 | 8,960,000 | 13,053,000 |
| Provision for loan losses | 188,000 | 188,000 | 188,000 |
| Pretax income | 1,184,000 | 2,930,000 | 5,388,000 |
| Income tax | 224,000 | 585,000 | 1,120,000 |
| Net income | 960,000 | 2,345,000 | 4,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Tier 1 capital | 77,910,000 | 79,049,000 | 80,526,000 |