Call reports 2020
AMERICAN STATE BANK & TRUST COMPANY — 2020
What AMERICAN STATE BANK & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 658,255,000 | 756,522,000 | 770,839,000 | 770,209,000 |
| Total loans | 421,507,000 | 458,097,000 | 476,180,000 | 466,459,000 |
| Allowance for loan losses | 4,914,000 | 5,126,000 | 5,325,000 | 5,423,000 |
| Securities available for sale | 153,156,000 | 154,632,000 | 165,825,000 | 158,229,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 529,841,000 | 628,561,000 | 640,223,000 | 645,012,000 |
| Interest-bearing deposits | 423,707,000 | 469,529,000 | 469,032,000 | 486,106,000 |
| Noninterest-bearing deposits | 106,133,000 | 159,033,000 | 171,190,000 | 158,905,000 |
| Equity capital | 93,979,000 | 96,211,000 | 97,372,000 | 97,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,485,000 | 12,631,000 | 18,687,000 | 24,580,000 |
| Interest expense | 995,000 | 1,824,000 | 2,570,000 | 3,212,000 |
| Net interest income | 5,490,000 | 10,807,000 | 16,117,000 | 21,368,000 |
| Noninterest income | 570,000 | 1,145,000 | 1,801,000 | 2,534,000 |
| Noninterest expense | 4,115,000 | 8,189,000 | 12,581,000 | 17,345,000 |
| Provision for loan losses | 125,000 | 325,000 | 525,000 | 625,000 |
| Pretax income | 1,820,000 | 3,450,000 | 4,824,000 | 6,071,000 |
| Income tax | 380,000 | 716,000 | 983,000 | 1,223,000 |
| Net income | 1,440,000 | 2,734,000 | 3,841,000 | 4,848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,681,000 | 75,524,000 | 76,685,000 | 77,246,000 |