Call reports 2019
AMERICAN STATE BANK & TRUST COMPANY — 2019
What AMERICAN STATE BANK & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 651,715,000 | 633,547,000 | 648,088,000 | 664,896,000 |
| Total loans | 401,658,000 | 397,059,000 | 419,696,000 | 415,683,000 |
| Allowance for loan losses | 4,065,000 | 4,465,000 | 4,575,000 | 4,775,000 |
| Securities available for sale | 183,953,000 | 175,138,000 | 160,928,000 | 147,131,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 545,380,000 | 526,642,000 | 533,145,000 | 545,086,000 |
| Interest-bearing deposits | 427,902,000 | 416,029,000 | 422,692,000 | 436,714,000 |
| Noninterest-bearing deposits | 117,478,000 | 110,613,000 | 110,453,000 | 108,372,000 |
| Equity capital | 86,514,000 | 88,897,000 | 90,811,000 | 91,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,750,000 | 13,401,000 | 20,113,000 | 27,138,000 |
| Interest expense | 972,000 | 1,979,000 | 3,023,000 | 4,124,000 |
| Net interest income | 5,778,000 | 11,422,000 | 17,090,000 | 23,014,000 |
| Noninterest income | 592,000 | 1,477,000 | 2,224,000 | 2,922,000 |
| Noninterest expense | 4,676,000 | 9,163,000 | 13,374,000 | 17,837,000 |
| Provision for loan losses | 0 | 400,000 | 508,000 | 708,000 |
| Pretax income | 1,694,000 | 3,311,000 | 5,407,000 | 7,367,000 |
| Income tax | 328,000 | 637,000 | 1,075,000 | 1,479,000 |
| Net income | 1,366,000 | 2,674,000 | 4,332,000 | 5,888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,155,000 | 71,564,000 | 72,897,000 | 74,020,000 |
| Total capital | 74,220,000 | 76,030,000 | 77,472,000 | 78,795,000 |
| Risk-weighted assets | 521,405,000 | 517,622,000 | 528,935,000 | 534,778,000 |