Call reports 2018
AMERICAN STATE BANK & TRUST COMPANY — 2018
What AMERICAN STATE BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 354,184,000 | 348,044,000 | 668,594,000 | 677,020,000 |
| Total loans | 217,845,000 | 214,236,000 | 440,832,000 | 432,903,000 |
| Allowance for loan losses | 2,198,000 | 2,102,000 | 4,067,000 | 4,058,000 |
| Securities available for sale | 53,483,000 | 52,263,000 | 107,216,000 | 169,437,000 |
| Securities held to maturity | 39,233,000 | 38,376,000 | 57,144,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,549,000 | 290,903,000 | 555,282,000 | 572,111,000 |
| Interest-bearing deposits | 282,863,000 | 275,509,000 | 433,517,000 | 449,354,000 |
| Noninterest-bearing deposits | 15,686,000 | 15,394,000 | 121,766,000 | 122,757,000 |
| Equity capital | 50,072,000 | 48,022,000 | 83,862,000 | 85,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,247,000 | 6,558,000 | 19,120,000 | 26,061,000 |
| Interest expense | 255,000 | 558,000 | 2,058,000 | 3,002,000 |
| Net interest income | 2,992,000 | 6,000,000 | 17,062,000 | 23,059,000 |
| Noninterest income | 266,000 | 554,000 | 1,775,000 | 2,428,000 |
| Noninterest expense | 2,266,000 | 4,822,000 | 13,673,000 | 18,881,000 |
| Provision for loan losses | 0 | -100,000 | -40,000 | -40,000 |
| Pretax income | 992,000 | 1,830,000 | 5,202,000 | 6,644,000 |
| Income tax | 177,000 | 191,000 | 822,000 | 1,090,000 |
| Net income | 815,000 | 1,639,000 | 4,380,000 | 5,554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,882,000 | 40,056,000 | 70,177,000 | 70,990,000 |
| Total capital | 44,080,000 | 42,158,000 | 74,244,000 | 75,048,000 |
| Risk-weighted assets | 282,805,000 | 280,593,000 | 556,657,000 | 551,973,000 |