Call reports 2017
AMERICAN STATE BANK & TRUST COMPANY — 2017
What AMERICAN STATE BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 376,836,000 | 382,847,000 | 357,438,000 | 354,269,000 |
| Total loans | 236,173,000 | 235,195,000 | 231,232,000 | 232,401,000 |
| Allowance for loan losses | 2,490,000 | 2,524,000 | 2,273,000 | 2,196,000 |
| Securities available for sale | 58,029,000 | 64,470,000 | 53,384,000 | 48,998,000 |
| Securities held to maturity | 51,223,000 | 50,442,000 | 40,979,000 | 39,630,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,921,000 | 283,089,000 | 292,414,000 | 294,950,000 |
| Interest-bearing deposits | 277,320,000 | 268,892,000 | 276,563,000 | 279,382,000 |
| Noninterest-bearing deposits | 15,601,000 | 14,197,000 | 15,851,000 | 15,568,000 |
| Equity capital | 49,234,000 | 50,312,000 | 50,981,000 | 51,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,275,000 | 6,662,000 | 10,093,000 | 13,424,000 |
| Interest expense | 305,000 | 647,000 | 1,017,000 | 1,293,000 |
| Net interest income | 2,970,000 | 6,015,000 | 9,076,000 | 12,131,000 |
| Noninterest income | 298,000 | 947,000 | 1,247,000 | 1,552,000 |
| Noninterest expense | 2,189,000 | 4,506,000 | 6,816,000 | 9,251,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 110,000 |
| Pretax income | 991,000 | 2,384,000 | 3,457,000 | 4,372,000 |
| Income tax | 183,000 | 564,000 | 842,000 | 967,000 |
| Net income | 808,000 | 1,820,000 | 2,615,000 | 3,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,413,000 | 41,287,000 | 41,926,000 | 42,593,000 |
| Total capital | 42,903,000 | 43,811,000 | 44,199,000 | 44,789,000 |
| Risk-weighted assets | 313,379,000 | 309,590,000 | 296,979,000 | 297,413,000 |