Call reports 2016
AMERICAN STATE BANK & TRUST COMPANY — 2016
What AMERICAN STATE BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 344,089,000 | 342,556,000 | 401,661,000 | 406,077,000 |
| Total loans | 203,062,000 | 213,431,000 | 257,030,000 | 251,169,000 |
| Allowance for loan losses | 1,790,000 | 1,792,000 | 2,393,000 | 2,458,000 |
| Securities available for sale | 70,490,000 | 59,265,000 | 62,170,000 | 67,015,000 |
| Securities held to maturity | 43,404,000 | 42,317,000 | 42,361,000 | 40,018,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,895,000 | 252,133,000 | 284,517,000 | 296,444,000 |
| Interest-bearing deposits | 252,028,000 | 240,958,000 | 273,368,000 | 281,500,000 |
| Noninterest-bearing deposits | 13,867,000 | 11,175,000 | 11,149,000 | 14,943,000 |
| Equity capital | 38,770,000 | 39,907,000 | 49,427,000 | 49,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,927,000 | 6,026,000 | 10,862,000 | 14,273,000 |
| Interest expense | 221,000 | 473,000 | 971,000 | 1,290,000 |
| Net interest income | 2,706,000 | 5,553,000 | 9,891,000 | 12,983,000 |
| Noninterest income | 245,000 | 505,000 | 1,000,000 | 1,303,000 |
| Noninterest expense | 1,926,000 | 3,770,000 | 7,036,000 | 9,331,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 1,022,000 | 2,285,000 | 3,855,000 | 4,896,000 |
| Income tax | 140,000 | 495,000 | 873,000 | 1,146,000 |
| Net income | 882,000 | 1,790,000 | 2,982,000 | 3,750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,825,000 | 32,696,000 | 40,133,000 | 40,847,000 |
| Total capital | 33,615,000 | 34,488,000 | 42,526,000 | 43,305,000 |
| Risk-weighted assets | 309,838,000 | 319,051,000 | 339,982,000 | 330,368,000 |