Call reports 2015
AMERICAN STATE BANK & TRUST COMPANY — 2015
What AMERICAN STATE BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 334,578,000 | 336,951,000 | 333,538,000 | 362,281,000 |
| Total loans | 182,144,000 | 186,655,000 | 199,211,000 | 213,913,000 |
| Allowance for loan losses | 1,779,000 | 1,790,000 | 1,804,000 | 1,774,000 |
| Securities available for sale | 81,871,000 | 73,337,000 | 61,739,000 | 72,075,000 |
| Securities held to maturity | 48,870,000 | 48,773,000 | 45,822,000 | 43,995,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,143,000 | 279,332,000 | 269,963,000 | 284,671,000 |
| Interest-bearing deposits | 259,636,000 | 265,854,000 | 258,803,000 | 263,553,000 |
| Noninterest-bearing deposits | 14,507,000 | 13,478,000 | 11,160,000 | 21,118,000 |
| Equity capital | 39,340,000 | 39,546,000 | 37,030,000 | 37,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,723,000 | 5,473,000 | 8,269,000 | 11,167,000 |
| Interest expense | 195,000 | 389,000 | 597,000 | 810,000 |
| Net interest income | 2,528,000 | 5,084,000 | 7,672,000 | 10,357,000 |
| Noninterest income | 187,000 | 416,000 | 671,000 | 945,000 |
| Noninterest expense | 1,805,000 | 3,671,000 | 5,464,000 | 7,344,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 910,000 | 1,871,000 | 2,921,000 | 4,132,000 |
| Income tax | 178,000 | 423,000 | 678,000 | 1,009,000 |
| Net income | 732,000 | 1,448,000 | 2,243,000 | 3,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,296,000 | 32,841,000 | 30,044,000 | 31,103,000 |
| Total capital | 34,075,000 | 34,631,000 | 31,848,000 | 32,877,000 |
| Risk-weighted assets | 248,191,000 | 262,644,000 | 278,433,000 | 319,778,000 |