Call reports 2025
FIRST STATE BANK OF BLAKELY — 2025
What FIRST STATE BANK OF BLAKELY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 667,231,000 | 654,806,000 | 667,990,000 | 668,744,000 |
| Total loans | 442,411,000 | 459,438,000 | 468,797,000 | 437,402,000 |
| Allowance for loan losses | 6,782,000 | 6,434,000 | 6,420,000 | 6,109,000 |
| Securities available for sale | 103,412,000 | 100,518,000 | 100,270,000 | 99,355,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 533,166,000 | 519,254,000 | 520,725,000 | 528,787,000 |
| Interest-bearing deposits | 421,652,000 | 413,027,000 | 411,978,000 | 413,100,000 |
| Noninterest-bearing deposits | 111,514,000 | 106,227,000 | 108,747,000 | 115,687,000 |
| Equity capital | 117,498,000 | 120,121,000 | 123,449,000 | 125,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 10,918,000 | 22,165,000 | 33,419,000 | 44,123,000 |
| Interest expense | 3,262,000 | 6,406,000 | 9,663,000 | 12,906,000 |
| Net interest income | 7,656,000 | 15,759,000 | 23,756,000 | 31,217,000 |
| Noninterest income | 493,000 | 986,000 | 1,548,000 | 1,984,000 |
| Noninterest expense | 4,114,000 | 8,396,000 | 12,719,000 | 16,756,000 |
| Provision for loan losses | 0 | 0 | 90,000 | 995,000 |
| Pretax income | 4,035,000 | 8,349,000 | 12,495,000 | 15,450,000 |
| Income tax | 947,000 | 1,951,000 | 2,908,000 | 3,381,000 |
| Net income | 3,088,000 | 6,398,000 | 9,587,000 | 12,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,715,000 | 119,341,000 | 122,530,000 | 124,330,000 |
| Total capital | 122,482,000 | — | — | 130,131,000 |
| Risk-weighted assets | 460,401,000 | — | — | 463,774,000 |