Call reports 2023
FIRST STATE BANK OF BLAKELY — 2023
What FIRST STATE BANK OF BLAKELY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 586,876,000 | 585,256,000 | 596,667,000 | 597,183,000 |
| Total loans | 381,109,000 | 398,333,000 | 412,149,000 | 395,518,000 |
| Allowance for loan losses | 4,865,000 | 4,943,000 | 4,968,000 | 5,133,000 |
| Securities available for sale | 95,341,000 | 91,349,000 | 94,168,000 | 93,726,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 464,823,000 | 465,804,000 | 473,765,000 | 469,339,000 |
| Interest-bearing deposits | 354,204,000 | 364,364,000 | 370,326,000 | 370,077,000 |
| Noninterest-bearing deposits | 110,619,000 | 101,440,000 | 103,439,000 | 99,262,000 |
| Equity capital | 95,448,000 | 98,012,000 | 100,706,000 | 103,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,144,000 | 16,876,000 | 26,159,000 | 35,994,000 |
| Interest expense | 1,186,000 | 2,804,000 | 4,989,000 | 7,569,000 |
| Net interest income | 6,958,000 | 14,072,000 | 21,170,000 | 28,425,000 |
| Noninterest income | 440,000 | 792,000 | 1,235,000 | 1,698,000 |
| Noninterest expense | 3,515,000 | 7,190,000 | 10,964,000 | 15,029,000 |
| Provision for loan losses | 150,000 | 300,000 | 618,000 | 792,000 |
| Pretax income | 3,733,000 | 7,374,000 | 10,823,000 | 14,302,000 |
| Income tax | 882,000 | 1,714,000 | 2,498,000 | 3,156,000 |
| Net income | 2,851,000 | 5,660,000 | 8,325,000 | 11,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,208,000 | 97,918,000 | 100,583,000 | 102,898,000 |