Call reports 2021
FIRST STATE BANK OF BLAKELY — 2021
What FIRST STATE BANK OF BLAKELY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 546,732,000 | 541,573,000 | 561,143,000 | 584,146,000 |
| Total loans | 355,828,000 | 371,750,000 | 379,247,000 | 331,466,000 |
| Allowance for loan losses | 4,770,000 | 4,715,000 | 4,742,000 | 4,593,000 |
| Securities available for sale | 82,649,000 | 80,454,000 | 82,069,000 | 82,371,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 438,704,000 | 438,112,000 | 448,613,000 | 471,995,000 |
| Interest-bearing deposits | 337,121,000 | 342,347,000 | 350,812,000 | 362,316,000 |
| Noninterest-bearing deposits | 101,583,000 | 95,765,000 | 97,801,000 | 109,679,000 |
| Equity capital | 84,363,000 | 84,898,000 | 86,521,000 | 86,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,241,000 | 10,531,000 | 16,146,000 | 20,824,000 |
| Interest expense | 618,000 | 1,140,000 | 1,652,000 | 2,161,000 |
| Net interest income | 4,623,000 | 9,391,000 | 14,494,000 | 18,663,000 |
| Noninterest income | 738,000 | 1,182,000 | 1,585,000 | 2,051,000 |
| Noninterest expense | 3,045,000 | 6,319,000 | 9,567,000 | 12,792,000 |
| Provision for loan losses | 150,000 | 250,000 | 450,000 | 675,000 |
| Pretax income | 2,166,000 | 4,004,000 | 6,062,000 | 7,247,000 |
| Income tax | 515,000 | 908,000 | 1,361,000 | 1,533,000 |
| Net income | 1,651,000 | 3,096,000 | 4,701,000 | 5,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,330,000 | 83,883,000 | 85,488,000 | 86,046,000 |