Call reports 2020
FIRST STATE BANK OF BLAKELY — 2020
What FIRST STATE BANK OF BLAKELY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 494,858,000 | 549,183,000 | 545,033,000 | 527,680,000 |
| Total loans | 353,813,000 | 379,154,000 | 387,533,000 | 352,280,000 |
| Allowance for loan losses | 4,814,000 | 4,854,000 | 4,835,000 | 4,692,000 |
| Securities available for sale | 60,664,000 | 81,518,000 | 80,922,000 | 80,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 381,030,000 | 434,737,000 | 429,567,000 | 421,413,000 |
| Interest-bearing deposits | 305,119,000 | 347,600,000 | 347,317,000 | 330,267,000 |
| Noninterest-bearing deposits | 75,911,000 | 87,137,000 | 82,250,000 | 91,146,000 |
| Equity capital | 79,834,000 | 79,845,000 | 81,241,000 | 82,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,071,000 | 11,864,000 | 17,824,000 | 23,211,000 |
| Interest expense | 1,295,000 | 2,437,000 | 3,391,000 | 4,164,000 |
| Net interest income | 4,776,000 | 9,427,000 | 14,433,000 | 19,047,000 |
| Noninterest income | 461,000 | 845,000 | 1,244,000 | 1,696,000 |
| Noninterest expense | 3,136,000 | 6,296,000 | 9,478,000 | 12,337,000 |
| Provision for loan losses | 140,000 | 1,635,000 | 2,060,000 | 2,085,000 |
| Pretax income | 1,961,000 | 2,341,000 | 4,139,000 | 6,321,000 |
| Income tax | 402,000 | 378,000 | 758,000 | 1,264,000 |
| Net income | 1,559,000 | 1,963,000 | 3,381,000 | 5,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,772,000 | 78,743,000 | 80,161,000 | 81,679,000 |