Call reports 2019
FIRST STATE BANK OF BLAKELY — 2019
What FIRST STATE BANK OF BLAKELY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 476,233,000 | 519,895,000 | 520,689,000 | 509,232,000 |
| Total loans | 357,189,000 | 385,757,000 | 397,106,000 | 358,928,000 |
| Allowance for loan losses | 5,151,000 | 5,115,000 | 4,964,000 | 4,911,000 |
| Securities available for sale | 58,933,000 | 57,495,000 | 59,646,000 | 61,153,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,617,000 | 410,770,000 | 409,319,000 | 397,081,000 |
| Interest-bearing deposits | 293,801,000 | 339,174,000 | 409,251,000 | 320,778,000 |
| Noninterest-bearing deposits | 79,816,000 | 71,595,000 | 69,000 | 76,303,000 |
| Equity capital | 73,261,000 | 75,022,000 | 76,849,000 | 78,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,332,000 | 12,781,000 | 19,632,000 | 26,136,000 |
| Interest expense | 1,246,000 | 2,647,000 | 4,313,000 | 5,905,000 |
| Net interest income | 5,086,000 | 10,134,000 | 15,319,000 | 20,231,000 |
| Noninterest income | 424,000 | 885,000 | 1,355,000 | 1,793,000 |
| Noninterest expense | 2,946,000 | 6,105,000 | 9,101,000 | 11,920,000 |
| Provision for loan losses | 225,000 | 475,000 | 1,025,000 | 1,205,000 |
| Pretax income | 2,339,000 | 4,439,000 | 6,548,000 | 8,899,000 |
| Income tax | 569,000 | 952,000 | 1,352,000 | 1,891,000 |
| Net income | 1,770,000 | 3,487,000 | 5,196,000 | 7,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,841,000 | 74,124,000 | 75,781,000 | 77,213,000 |
| Total capital | 77,356,000 | 78,932,000 | 80,678,000 | 81,716,000 |
| Risk-weighted assets | 360,624,000 | 384,311,000 | 391,674,000 | 359,871,000 |