Call reports 2017
FIRST STATE BANK OF BLAKELY — 2017
What FIRST STATE BANK OF BLAKELY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 448,933,000 | 478,285,000 | 490,801,000 | 467,077,000 |
| Total loans | 331,150,000 | 357,532,000 | 377,443,000 | 334,186,000 |
| Allowance for loan losses | 4,065,000 | 4,036,000 | 4,104,000 | 4,410,000 |
| Securities available for sale | 42,613,000 | 42,836,000 | 49,517,000 | 45,403,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 369,800,000 | 378,425,000 | 384,466,000 | 361,406,000 |
| Interest-bearing deposits | 309,324,000 | 322,951,000 | 326,226,000 | 291,891,000 |
| Noninterest-bearing deposits | 60,476,000 | 55,474,000 | 58,240,000 | 69,515,000 |
| Equity capital | 63,006,000 | 64,124,000 | 65,600,000 | 65,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,970,000 | 10,126,000 | 15,903,000 | 21,490,000 |
| Interest expense | 596,000 | 1,229,000 | 2,029,000 | 2,906,000 |
| Net interest income | 4,374,000 | 8,897,000 | 13,874,000 | 18,584,000 |
| Noninterest income | 497,000 | 934,000 | 1,320,000 | 1,785,000 |
| Noninterest expense | 2,573,000 | 5,309,000 | 8,045,000 | 10,878,000 |
| Provision for loan losses | 50,000 | 235,000 | 485,000 | 745,000 |
| Pretax income | 2,248,000 | 4,287,000 | 6,664,000 | 8,746,000 |
| Income tax | 779,000 | 1,486,000 | 2,325,000 | 3,641,000 |
| Net income | 1,469,000 | 2,801,000 | 4,339,000 | 5,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,412,000 | 63,311,000 | 64,849,000 | 63,719,000 |
| Total capital | 66,460,000 | 67,347,000 | 68,953,000 | 67,834,000 |
| Risk-weighted assets | 323,808,000 | 351,827,000 | 365,677,000 | 328,938,000 |