Call reports 2016
FIRST STATE BANK OF BLAKELY — 2016
What FIRST STATE BANK OF BLAKELY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 444,124,000 | 479,103,000 | 466,737,000 | 438,903,000 |
| Total loans | 326,624,000 | 352,015,000 | 362,488,000 | 313,115,000 |
| Allowance for loan losses | 4,081,000 | 4,168,000 | 4,254,000 | 4,144,000 |
| Securities available for sale | 35,607,000 | 38,036,000 | 35,314,000 | 33,850,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,388,000 | 396,256,000 | 387,500,000 | 361,870,000 |
| Interest-bearing deposits | 362,327,000 | 339,065,000 | 335,111,000 | 301,597,000 |
| Noninterest-bearing deposits | 60,000 | 57,191,000 | 52,389,000 | 60,273,000 |
| Equity capital | 58,220,000 | 59,668,000 | 61,206,000 | 61,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,907,000 | 9,904,000 | 15,203,000 | 20,195,000 |
| Interest expense | 576,000 | 1,190,000 | 1,863,000 | 2,494,000 |
| Net interest income | 4,331,000 | 8,714,000 | 13,340,000 | 17,701,000 |
| Noninterest income | 445,000 | 846,000 | 1,306,000 | 1,721,000 |
| Noninterest expense | 2,440,000 | 4,984,000 | 7,513,000 | 10,234,000 |
| Provision for loan losses | 85,000 | 145,000 | 310,000 | 385,000 |
| Pretax income | 2,251,000 | 4,431,000 | 6,823,000 | 8,803,000 |
| Income tax | 782,000 | 1,538,000 | 2,372,000 | 3,029,000 |
| Net income | 1,469,000 | 2,893,000 | 4,451,000 | 5,774,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,046,000 | 58,376,000 | 60,029,000 | 60,944,000 |
| Total capital | 61,127,000 | 62,544,000 | 64,283,000 | 64,845,000 |
| Risk-weighted assets | 348,658,000 | 366,678,000 | 370,951,000 | 311,861,000 |