Call reports 2015
FIRST STATE BANK OF BLAKELY — 2015
What FIRST STATE BANK OF BLAKELY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 401,842,000 | 413,505,000 | 440,061,000 | 434,042,000 |
| Total loans | 292,331,000 | 321,206,000 | 344,713,000 | 315,885,000 |
| Allowance for loan losses | 4,007,000 | 4,025,000 | 4,090,000 | 4,076,000 |
| Securities available for sale | 27,495,000 | 25,957,000 | 37,170,000 | 33,511,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,969,000 | 343,815,000 | 360,703,000 | 354,312,000 |
| Interest-bearing deposits | 279,685,000 | 293,521,000 | 301,538,000 | 286,568,000 |
| Noninterest-bearing deposits | 53,284,000 | 50,294,000 | 59,165,000 | 67,744,000 |
| Equity capital | 53,181,000 | 54,331,000 | 55,656,000 | 56,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,328,000 | 8,964,000 | 13,920,000 | 18,837,000 |
| Interest expense | 523,000 | 1,067,000 | 1,625,000 | 2,204,000 |
| Net interest income | 3,805,000 | 7,897,000 | 12,295,000 | 16,633,000 |
| Noninterest income | 456,000 | 830,000 | 1,278,000 | 1,825,000 |
| Noninterest expense | 2,265,000 | 4,631,000 | 6,994,000 | 9,750,000 |
| Provision for loan losses | 10,000 | 35,000 | 110,000 | 185,000 |
| Pretax income | 1,986,000 | 4,061,000 | 6,494,000 | 8,548,000 |
| Income tax | 687,000 | 1,405,000 | 2,259,000 | 2,933,000 |
| Net income | 1,299,000 | 2,656,000 | 4,235,000 | 5,615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,025,000 | 53,382,000 | 54,557,000 | 55,577,000 |
| Total capital | 55,821,000 | 57,407,000 | 58,647,000 | 59,653,000 |
| Risk-weighted assets | 303,519,000 | 324,285,000 | 358,438,000 | 334,425,000 |