Call reports 2014
FIRST STATE BANK OF BLAKELY — 2014
What FIRST STATE BANK OF BLAKELY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 377,332,000 | 400,802,000 | 404,919,000 | 408,867,000 |
| Total loans | 278,527,000 | 300,212,000 | 305,081,000 | 284,423,000 |
| Allowance for loan losses | 3,989,000 | 4,094,000 | 4,075,000 | 4,039,000 |
| Securities available for sale | 24,741,000 | 24,100,000 | 26,399,000 | 25,796,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,072,000 | 331,098,000 | 334,455,000 | 337,457,000 |
| Interest-bearing deposits | 263,424,000 | 289,944,000 | 282,047,000 | 269,302,000 |
| Noninterest-bearing deposits | 45,648,000 | 41,154,000 | 52,407,000 | 68,155,000 |
| Equity capital | 47,637,000 | 49,144,000 | 50,700,000 | 51,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,093,000 | 8,474,000 | 13,024,000 | 17,563,000 |
| Interest expense | 519,000 | 1,043,000 | 1,594,000 | 2,130,000 |
| Net interest income | 3,574,000 | 7,431,000 | 11,430,000 | 15,433,000 |
| Noninterest income | 450,000 | 832,000 | 1,241,000 | 1,693,000 |
| Noninterest expense | 2,206,000 | 4,436,000 | 6,703,000 | 9,133,000 |
| Provision for loan losses | 75,000 | 125,000 | 125,000 | 150,000 |
| Pretax income | 1,743,000 | 3,702,000 | 5,843,000 | 7,843,000 |
| Income tax | 600,000 | 1,278,000 | 2,024,000 | 2,687,000 |
| Net income | 1,143,000 | 2,424,000 | 3,819,000 | 5,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,018,000 | 48,299,000 | 49,694,000 | 50,726,000 |
| Total capital | 50,547,000 | 52,093,000 | 53,503,000 | 54,315,000 |
| Risk-weighted assets | 281,857,000 | 303,235,000 | 304,484,000 | 286,708,000 |