Call reports 2013
FIRST STATE BANK OF BLAKELY — 2013
What FIRST STATE BANK OF BLAKELY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 367,836,000 | 360,037,000 | 379,259,000 | 377,575,000 |
| Total loans | 263,283,000 | 282,577,000 | 288,060,000 | 261,084,000 |
| Allowance for loan losses | 3,839,000 | 3,904,000 | 4,020,000 | 4,015,000 |
| Securities available for sale | 28,145,000 | 23,498,000 | 25,293,000 | 25,742,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,126,000 | 291,640,000 | 313,680,000 | 311,174,000 |
| Interest-bearing deposits | 258,966,000 | 250,470,000 | 271,658,000 | 263,882,000 |
| Noninterest-bearing deposits | 46,160,000 | 41,170,000 | 42,022,000 | 47,292,000 |
| Equity capital | 43,403,000 | 44,297,000 | 45,270,000 | 46,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,940,000 | 8,068,000 | 12,419,000 | 16,552,000 |
| Interest expense | 589,000 | 1,162,000 | 1,728,000 | 2,287,000 |
| Net interest income | 3,351,000 | 6,906,000 | 10,691,000 | 14,265,000 |
| Noninterest income | 379,000 | 768,000 | 1,299,000 | 1,719,000 |
| Noninterest expense | 2,126,000 | 4,258,000 | 6,357,000 | 8,599,000 |
| Provision for loan losses | 130,000 | 280,000 | 465,000 | 540,000 |
| Pretax income | 1,474,000 | 3,136,000 | 5,168,000 | 6,845,000 |
| Income tax | 501,000 | 1,073,000 | 1,783,000 | 2,307,000 |
| Net income | 973,000 | 2,063,000 | 3,385,000 | 4,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,310,000 | 43,400,000 | 44,721,000 | 45,875,000 |
| Total capital | 45,803,000 | 47,084,000 | 48,408,000 | 49,217,000 |
| Risk-weighted assets | 279,123,000 | 294,496,000 | 294,627,000 | 266,685,000 |