Call reports 2025
ADRIAN BANK — 2025
What ADRIAN BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 179,900,000 | 184,077,000 | 187,488,000 | 188,581,000 |
| Total loans | 121,367,000 | 125,020,000 | 126,735,000 | 129,803,000 |
| Allowance for loan losses | 1,546,000 | 1,562,000 | 1,894,000 | 2,005,000 |
| Securities available for sale | 51,166,000 | 49,414,000 | 49,769,000 | 49,565,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,917,000 | 164,495,000 | 166,661,000 | 167,748,000 |
| Interest-bearing deposits | 116,960,000 | 121,238,000 | 118,987,000 | 123,038,000 |
| Noninterest-bearing deposits | 43,957,000 | 43,257,000 | 47,674,000 | 44,710,000 |
| Equity capital | 16,771,000 | 17,911,000 | 19,535,000 | 20,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,602,000 | 5,330,000 | 8,073,000 | 10,897,000 |
| Interest expense | 629,000 | 1,278,000 | 1,961,000 | 2,644,000 |
| Net interest income | 1,973,000 | 4,052,000 | 6,112,000 | 8,253,000 |
| Noninterest income | 162,000 | 341,000 | 507,000 | 681,000 |
| Noninterest expense | 1,147,000 | 2,158,000 | 3,305,000 | 4,405,000 |
| Provision for loan losses | 81,000 | 138,000 | 468,000 | 720,000 |
| Pretax income | 913,000 | 2,103,000 | 2,849,000 | 3,802,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 913,000 | 2,103,000 | 2,849,000 | 3,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,753,000 | 23,568,000 | 23,938,000 | 23,778,000 |
| Total capital | 24,122,000 | 24,946,000 | 25,358,000 | 25,222,000 |
| Risk-weighted assets | 109,341,000 | 110,021,000 | 113,072,000 | 114,923,000 |