Call reports 2024
ADRIAN BANK — 2024
What ADRIAN BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 172,461,000 | 177,774,000 | 181,061,000 | 180,447,000 |
| Total loans | 108,305,000 | 113,650,000 | 116,427,000 | 120,258,000 |
| Allowance for loan losses | 1,384,000 | 1,381,000 | 1,405,000 | 1,465,000 |
| Securities available for sale | 57,297,000 | 56,183,000 | 56,838,000 | 54,411,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,215,000 | 154,437,000 | 153,213,000 | 156,306,000 |
| Interest-bearing deposits | 109,849,000 | 109,457,000 | 109,147,000 | 112,895,000 |
| Noninterest-bearing deposits | 44,366,000 | 44,980,000 | 44,066,000 | 43,411,000 |
| Equity capital | 14,950,000 | 15,368,000 | 17,445,000 | 15,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,336,000 | 4,763,000 | 7,207,000 | 9,795,000 |
| Interest expense | 559,000 | 1,165,000 | 1,846,000 | 2,515,000 |
| Net interest income | 1,777,000 | 3,598,000 | 5,361,000 | 7,280,000 |
| Noninterest income | 170,000 | 348,000 | 539,000 | 736,000 |
| Noninterest expense | 1,019,000 | 2,097,000 | 3,191,000 | 4,260,000 |
| Provision for loan losses | 38,000 | 59,000 | 162,000 | 254,000 |
| Pretax income | 896,000 | 1,789,000 | 2,542,000 | 3,498,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 896,000 | 1,789,000 | 2,542,000 | 3,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,312,000 | 21,831,000 | 22,209,000 | 22,215,000 |
| Total capital | 22,593,000 | 23,157,000 | 23,557,000 | 23,585,000 |
| Risk-weighted assets | 102,339,000 | 105,980,000 | 107,767,000 | 109,488,000 |