Call reports 2023
ADRIAN BANK — 2023
What ADRIAN BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 171,492,000 | 172,856,000 | 171,232,000 | 177,039,000 |
| Total loans | 98,703,000 | 101,872,000 | 104,090,000 | 108,209,000 |
| Allowance for loan losses | 1,233,000 | 1,269,000 | 1,311,000 | 1,361,000 |
| Securities available for sale | 64,277,000 | 62,671,000 | 58,233,000 | 60,679,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,422,000 | 152,999,000 | 153,078,000 | 153,672,000 |
| Interest-bearing deposits | 108,266,000 | 105,129,000 | 105,223,000 | 105,542,000 |
| Noninterest-bearing deposits | 47,156,000 | 47,870,000 | 47,855,000 | 48,130,000 |
| Equity capital | 13,312,000 | 13,225,000 | 11,256,000 | 14,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,807,000 | 3,757,000 | 5,811,000 | 8,017,000 |
| Interest expense | 204,000 | 544,000 | 992,000 | 1,522,000 |
| Net interest income | 1,603,000 | 3,213,000 | 4,819,000 | 6,495,000 |
| Noninterest income | 178,000 | 375,000 | 570,000 | 755,000 |
| Noninterest expense | 886,000 | 1,900,000 | 2,816,000 | 3,913,000 |
| Provision for loan losses | 0 | 45,000 | 101,000 | 157,000 |
| Pretax income | 878,000 | 1,626,000 | 2,455,000 | 3,163,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 878,000 | 1,626,000 | 2,455,000 | 3,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,082,000 | 20,455,000 | 20,909,000 | 20,791,000 |
| Total capital | 21,264,000 | 21,668,000 | 22,143,000 | 22,057,000 |
| Risk-weighted assets | 94,503,000 | 96,937,000 | 98,648,000 | 101,194,000 |