Call reports 2022
ADRIAN BANK — 2022
What ADRIAN BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 183,204,000 | 181,699,000 | 176,170,000 | 176,205,000 |
| Total loans | 90,860,000 | 93,005,000 | 96,550,000 | 97,774,000 |
| Allowance for loan losses | 1,229,000 | 1,211,000 | 1,244,000 | 1,221,000 |
| Securities available for sale | 71,939,000 | 71,659,000 | 66,200,000 | 66,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,963,000 | 168,848,000 | 160,983,000 | 156,943,000 |
| Interest-bearing deposits | 123,497,000 | 119,675,000 | 113,714,000 | 109,287,000 |
| Noninterest-bearing deposits | 44,466,000 | 49,173,000 | 47,269,000 | 47,656,000 |
| Equity capital | 14,816,000 | 12,268,000 | 9,466,000 | 11,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,564,000 | 3,183,000 | 4,896,000 | 6,711,000 |
| Interest expense | 158,000 | 317,000 | 477,000 | 688,000 |
| Net interest income | 1,406,000 | 2,866,000 | 4,419,000 | 6,023,000 |
| Noninterest income | 198,000 | 405,000 | 599,000 | 777,000 |
| Noninterest expense | 836,000 | 1,765,000 | 2,651,000 | 3,675,000 |
| Provision for loan losses | 5,000 | 5,000 | 10,000 | 10,000 |
| Pretax income | 763,000 | 1,501,000 | 2,341,000 | 3,062,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 763,000 | 1,501,000 | 2,341,000 | 3,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,898,000 | 19,236,000 | 19,701,000 | 19,592,000 |
| Total capital | 20,004,000 | 20,374,000 | 20,883,000 | 20,781,000 |
| Risk-weighted assets | 88,344,000 | 91,004,000 | 94,518,000 | 95,113,000 |