Call reports 2020
ADRIAN BANK — 2020
What ADRIAN BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 144,931,000 | 155,815,000 | 153,474,000 | 159,793,000 |
| Total loans | 95,067,000 | 93,953,000 | 94,313,000 | 93,228,000 |
| Allowance for loan losses | 1,333,000 | 1,341,000 | 1,313,000 | 1,258,000 |
| Securities available for sale | 32,757,000 | 37,760,000 | 45,629,000 | 46,629,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,612,000 | 136,318,000 | 133,566,000 | 140,455,000 |
| Interest-bearing deposits | 95,907,000 | 101,615,000 | 99,090,000 | 102,718,000 |
| Noninterest-bearing deposits | 30,705,000 | 34,703,000 | 34,476,000 | 37,737,000 |
| Equity capital | 17,914,000 | 18,916,000 | 19,224,000 | 18,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,638,000 | 3,339,000 | 4,885,000 | 6,444,000 |
| Interest expense | 183,000 | 370,000 | 559,000 | 748,000 |
| Net interest income | 1,455,000 | 2,969,000 | 4,326,000 | 5,696,000 |
| Noninterest income | 208,000 | 346,000 | 517,000 | 664,000 |
| Noninterest expense | 654,000 | 1,415,000 | 2,279,000 | 3,536,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 15,000 |
| Pretax income | 1,025,000 | 1,916,000 | 2,580,000 | 2,864,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,025,000 | 1,916,000 | 2,580,000 | 2,864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,252,000 | 17,759,000 | 17,923,000 | 17,447,000 |
| Total capital | 18,519,000 | 18,957,000 | 18,930,000 | 18,454,000 |
| Risk-weighted assets | 101,206,000 | 95,698,000 | 80,225,000 | 80,292,000 |