Call reports 2019
ADRIAN BANK — 2019
What ADRIAN BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 143,296,000 | 142,057,000 | 142,519,000 | 140,485,000 |
| Total loans | 93,305,000 | 94,425,000 | 94,382,000 | 97,828,000 |
| Allowance for loan losses | 1,192,000 | 1,199,000 | 1,193,000 | 1,254,000 |
| Securities available for sale | 32,442,000 | 33,085,000 | 31,968,000 | 32,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,989,000 | 124,639,000 | 124,151,000 | 121,959,000 |
| Interest-bearing deposits | 98,009,000 | 95,496,000 | 93,480,000 | 92,778,000 |
| Noninterest-bearing deposits | 28,980,000 | 29,143,000 | 30,671,000 | 29,181,000 |
| Equity capital | 15,869,000 | 16,853,000 | 17,442,000 | 16,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,599,000 | 3,277,000 | 4,930,000 | 6,619,000 |
| Interest expense | 173,000 | 352,000 | 531,000 | 720,000 |
| Net interest income | 1,426,000 | 2,925,000 | 4,399,000 | 5,899,000 |
| Noninterest income | 183,000 | 391,000 | 608,000 | 817,000 |
| Noninterest expense | 651,000 | 1,346,000 | 2,180,000 | 3,565,000 |
| Provision for loan losses | 0 | 5,000 | 30,000 | 105,000 |
| Pretax income | 958,000 | 1,967,000 | 2,806,000 | 3,057,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 958,000 | 1,967,000 | 2,806,000 | 3,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,829,000 | 16,464,000 | 16,927,000 | 16,468,000 |
| Total capital | 17,021,000 | 17,663,000 | 18,120,000 | 17,722,000 |
| Risk-weighted assets | 101,366,000 | 100,249,000 | 100,135,000 | 102,790,000 |