Call reports 2018
ADRIAN BANK — 2018
What ADRIAN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 144,300,000 | 139,673,000 | 139,721,000 | 142,544,000 |
| Total loans | 93,476,000 | 94,854,000 | 95,687,000 | 96,180,000 |
| Allowance for loan losses | 940,000 | 1,215,000 | 1,229,000 | 1,192,000 |
| Securities available for sale | 33,074,000 | 32,454,000 | 30,502,000 | 29,896,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,185,000 | 124,314,000 | 124,030,000 | 127,080,000 |
| Interest-bearing deposits | 100,906,000 | 97,114,000 | 95,948,000 | 96,747,000 |
| Noninterest-bearing deposits | 28,279,000 | 27,200,000 | 28,082,000 | 30,333,000 |
| Equity capital | 14,709,000 | 14,847,000 | 15,079,000 | 14,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,478,000 | 3,004,000 | 4,551,000 | 6,112,000 |
| Interest expense | 151,000 | 302,000 | 459,000 | 629,000 |
| Net interest income | 1,327,000 | 2,702,000 | 4,092,000 | 5,483,000 |
| Noninterest income | 172,000 | 363,000 | 560,000 | 779,000 |
| Noninterest expense | 591,000 | 1,306,000 | 2,116,000 | 3,488,000 |
| Provision for loan losses | 60,000 | 415,000 | 445,000 | 495,000 |
| Pretax income | 847,000 | 1,348,000 | 2,101,000 | 2,193,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 847,000 | 1,348,000 | 2,101,000 | 2,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,110,000 | 15,311,000 | 15,664,000 | 15,246,000 |
| Total capital | 16,050,000 | 16,526,000 | 16,893,000 | 16,438,000 |
| Risk-weighted assets | 96,195,000 | 99,219,000 | 100,272,000 | 100,892,000 |