Call reports 2016
ADRIAN BANK — 2016
What ADRIAN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 144,150,000 | 140,046,000 | 139,992,000 | 139,527,000 |
| Total loans | 89,096,000 | 89,053,000 | 90,701,000 | 89,433,000 |
| Allowance for loan losses | 1,046,000 | 1,065,000 | 1,092,000 | 1,026,000 |
| Securities available for sale | 37,703,000 | 37,508,000 | 37,666,000 | 37,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,643,000 | 124,952,000 | 124,577,000 | 125,305,000 |
| Interest-bearing deposits | 106,043,000 | 102,842,000 | 101,776,000 | 101,143,000 |
| Noninterest-bearing deposits | 23,600,000 | 22,110,000 | 22,801,000 | 24,162,000 |
| Equity capital | 14,153,000 | 14,645,000 | 14,877,000 | 13,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,406,000 | 2,738,000 | 4,196,000 | 5,595,000 |
| Interest expense | 188,000 | 367,000 | 544,000 | 715,000 |
| Net interest income | 1,218,000 | 2,371,000 | 3,652,000 | 4,880,000 |
| Noninterest income | 193,000 | 390,000 | 602,000 | 816,000 |
| Noninterest expense | 666,000 | 1,400,000 | 2,280,000 | 3,420,000 |
| Provision for loan losses | 215,000 | 421,000 | 507,000 | 532,000 |
| Pretax income | 548,000 | 976,000 | 1,524,000 | 1,806,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 548,000 | 976,000 | 1,524,000 | 1,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,690,000 | 13,967,000 | 14,316,000 | 14,097,000 |
| Total capital | 14,736,000 | 15,032,000 | 15,408,000 | 15,123,000 |
| Risk-weighted assets | 94,197,000 | 97,195,000 | 98,328,000 | 96,236,000 |