Call reports 2015
ADRIAN BANK — 2015
What ADRIAN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 140,766,000 | 138,170,000 | 137,527,000 | 139,187,000 |
| Total loans | 89,306,000 | 91,805,000 | 90,932,000 | 89,303,000 |
| Allowance for loan losses | 1,038,000 | 1,035,000 | 1,054,000 | 987,000 |
| Securities available for sale | 35,247,000 | 36,201,000 | 34,958,000 | 36,681,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,851,000 | 123,964,000 | 122,982,000 | 125,263,000 |
| Interest-bearing deposits | 104,785,000 | 102,687,000 | 102,261,000 | 101,497,000 |
| Noninterest-bearing deposits | 22,066,000 | 21,277,000 | 20,721,000 | 23,766,000 |
| Equity capital | 13,584,000 | 13,777,000 | 14,035,000 | 13,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,414,000 | 2,850,000 | 4,253,000 | 5,697,000 |
| Interest expense | 191,000 | 385,000 | 578,000 | 768,000 |
| Net interest income | 1,223,000 | 2,465,000 | 3,675,000 | 4,929,000 |
| Noninterest income | 181,000 | 419,000 | 621,000 | 816,000 |
| Noninterest expense | 616,000 | 1,278,000 | 2,133,000 | 3,299,000 |
| Provision for loan losses | 0 | 6,000 | 42,000 | 75,000 |
| Pretax income | 788,000 | 1,543,000 | 2,090,000 | 2,340,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 788,000 | 1,543,000 | 2,090,000 | 2,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,149,000 | 13,554,000 | 13,741,000 | 13,392,000 |
| Total capital | 14,187,000 | 14,589,000 | 14,795,000 | 14,379,000 |
| Risk-weighted assets | 93,303,000 | 95,284,000 | 95,391,000 | 94,200,000 |