Call reports 2014
ADRIAN BANK — 2014
What ADRIAN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 132,258,000 | 131,598,000 | 130,614,000 | 133,803,000 |
| Total loans | 88,583,000 | 90,931,000 | 89,714,000 | 89,392,000 |
| Allowance for loan losses | 1,064,000 | 997,000 | 1,023,000 | 1,034,000 |
| Securities available for sale | 36,363,000 | 34,001,000 | 32,500,000 | 32,880,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,607,000 | 118,409,000 | 117,394,000 | 120,645,000 |
| Interest-bearing deposits | 101,296,000 | 100,039,000 | 99,363,000 | 99,251,000 |
| Noninterest-bearing deposits | 18,311,000 | 18,370,000 | 18,031,000 | 21,394,000 |
| Equity capital | 12,142,000 | 12,592,000 | 12,730,000 | 12,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,455,000 | 2,898,000 | 4,337,000 | 5,839,000 |
| Interest expense | 192,000 | 381,000 | 567,000 | 760,000 |
| Net interest income | 1,263,000 | 2,517,000 | 3,770,000 | 5,079,000 |
| Noninterest income | 189,000 | 361,000 | 567,000 | 789,000 |
| Noninterest expense | 667,000 | 1,384,000 | 2,258,000 | 3,308,000 |
| Provision for loan losses | 4,000 | 102,000 | 154,000 | 161,000 |
| Pretax income | 806,000 | 1,409,000 | 1,953,000 | 2,427,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 806,000 | 1,409,000 | 1,953,000 | 2,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,340,000 | 12,569,000 | 12,688,000 | 12,661,000 |
| Total capital | 13,404,000 | 13,566,000 | 13,711,000 | 13,695,000 |
| Risk-weighted assets | 91,452,000 | 93,272,000 | 92,278,000 | 92,410,000 |