Call reports 2013
ADRIAN BANK — 2013
What ADRIAN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 129,433,000 | 125,886,000 | 127,849,000 | 126,487,000 |
| Total loans | 86,813,000 | 87,628,000 | 88,922,000 | 87,365,000 |
| Allowance for loan losses | 1,047,000 | 1,088,000 | 1,097,000 | 1,064,000 |
| Securities available for sale | 31,677,000 | 32,963,000 | 31,293,000 | 31,359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,080,000 | 112,732,000 | 113,710,000 | 114,908,000 |
| Interest-bearing deposits | 99,075,000 | 98,249,000 | 99,139,000 | 97,688,000 |
| Noninterest-bearing deposits | 18,005,000 | 14,483,000 | 14,571,000 | 17,220,000 |
| Equity capital | 12,016,000 | 11,731,000 | 11,498,000 | 11,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,417,000 | 2,845,000 | 4,302,000 | 5,796,000 |
| Interest expense | 214,000 | 420,000 | 622,000 | 828,000 |
| Net interest income | 1,203,000 | 2,425,000 | 3,680,000 | 4,968,000 |
| Noninterest income | 169,000 | 364,000 | 554,000 | 731,000 |
| Noninterest expense | 762,000 | 1,428,000 | 2,256,000 | 3,387,000 |
| Provision for loan losses | 58,000 | 93,000 | 120,000 | 278,000 |
| Pretax income | 552,000 | 1,281,000 | 1,872,000 | 2,048,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 552,000 | 1,281,000 | 1,872,000 | 2,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,389,000 | 11,868,000 | 12,134,000 | 11,858,000 |
| Total capital | 12,436,000 | 12,956,000 | 13,196,000 | 12,922,000 |
| Risk-weighted assets | 89,283,000 | 89,536,000 | 91,325,000 | 89,512,000 |