Call reports 2012
ADRIAN BANK — 2012
What ADRIAN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 124,145,000 | 120,590,000 | 121,139,000 | 124,103,000 |
| Total loans | 85,237,000 | 86,076,000 | 86,008,000 | 86,856,000 |
| Allowance for loan losses | 1,134,000 | 1,093,000 | 1,390,000 | 989,000 |
| Securities available for sale | 27,914,000 | 26,789,000 | 27,989,000 | 29,569,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,705,000 | 106,787,000 | 108,835,000 | 112,097,000 |
| Interest-bearing deposits | 95,107,000 | 92,945,000 | 94,593,000 | 95,209,000 |
| Noninterest-bearing deposits | 15,598,000 | 13,842,000 | 14,242,000 | 16,888,000 |
| Equity capital | 11,107,000 | 11,375,000 | 11,810,000 | 11,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,526,000 | 3,016,000 | 4,502,000 | 5,960,000 |
| Interest expense | 258,000 | 509,000 | 769,000 | 986,000 |
| Net interest income | 1,268,000 | 2,507,000 | 3,733,000 | 4,974,000 |
| Noninterest income | 183,000 | 340,000 | 538,000 | 725,000 |
| Noninterest expense | 603,000 | 1,392,000 | 2,178,000 | 3,015,000 |
| Provision for loan losses | 133,000 | 323,000 | 323,000 | 551,000 |
| Pretax income | 724,000 | 1,192,000 | 1,830,000 | 2,193,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 724,000 | 1,192,000 | 1,830,000 | 2,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,468,000 | 10,736,000 | 11,075,000 | 11,012,000 |
| Total capital | 11,547,000 | 11,816,000 | 12,178,000 | 12,001,000 |
| Risk-weighted assets | 86,266,000 | 86,385,000 | 87,950,000 | 87,951,000 |