Call reports 2017
LAFAYETTE COMMUNITY BANK — 2017
What LAFAYETTE COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Total assets | 171,693,000 | 167,371,000 |
| Total loans | 136,351,000 | 136,852,000 |
| Allowance for loan losses | 1,243,000 | 1,271,000 |
| Securities available for sale | 16,637,000 | 14,366,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 149,236,000 | 147,379,000 |
| Interest-bearing deposits | 118,078,000 | 116,013,000 |
| Noninterest-bearing deposits | 31,158,000 | 31,366,000 |
| Equity capital | 19,401,000 | 19,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Interest income | 1,528,000 | 3,096,000 |
| Interest expense | 122,000 | 247,000 |
| Net interest income | 1,406,000 | 2,849,000 |
| Noninterest income | 173,000 | 299,000 |
| Noninterest expense | 1,188,000 | 2,389,000 |
| Provision for loan losses | 23,000 | 53,000 |
| Pretax income | 369,000 | 734,000 |
| Income tax | 138,000 | 266,000 |
| Net income | 231,000 | 468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Tier 1 capital | 19,338,000 | 19,603,000 |
| Total capital | 20,581,000 | 20,874,000 |
| Risk-weighted assets | 136,311,000 | 134,048,000 |