Call reports 2016
LAFAYETTE COMMUNITY BANK — 2016
What LAFAYETTE COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 168,398,000 | 168,722,000 | 172,625,000 | 166,282,000 |
| Total loans | 112,995,000 | 119,242,000 | 128,798,000 | 134,133,000 |
| Allowance for loan losses | 1,375,000 | 1,378,000 | 1,382,000 | 1,387,000 |
| Securities available for sale | 28,753,000 | 21,531,000 | 21,154,000 | 17,082,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,443,000 | 149,557,000 | 153,128,000 | 140,627,000 |
| Interest-bearing deposits | 116,579,000 | 118,513,000 | 118,895,000 | 110,344,000 |
| Noninterest-bearing deposits | 32,864,000 | 31,044,000 | 34,233,000 | 30,283,000 |
| Equity capital | 18,571,000 | 18,807,000 | 19,034,000 | 19,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,357,000 | 2,723,000 | 4,206,000 | 5,713,000 |
| Interest expense | 103,000 | 209,000 | 323,000 | 437,000 |
| Net interest income | 1,254,000 | 2,514,000 | 3,883,000 | 5,276,000 |
| Noninterest income | 134,000 | 282,000 | 463,000 | 678,000 |
| Noninterest expense | 1,154,000 | 2,325,000 | 3,510,000 | 4,739,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 240,000 | 709,000 | 1,075,000 | 1,441,000 |
| Income tax | 89,000 | 265,000 | 402,000 | 539,000 |
| Net income | 151,000 | 444,000 | 673,000 | 902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,231,000 | 18,583,000 | 18,825,000 | 19,105,000 |
| Total capital | 19,607,000 | 19,961,000 | 20,207,000 | 20,492,000 |
| Risk-weighted assets | 125,938,000 | 128,364,000 | 136,934,000 | 135,286,000 |