Call reports 2015
LAFAYETTE COMMUNITY BANK — 2015
What LAFAYETTE COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 163,919,000 | 159,375,000 | 171,503,000 | 162,013,000 |
| Total loans | 106,639,000 | 106,882,000 | 105,899,000 | 109,709,000 |
| Allowance for loan losses | 1,581,000 | 1,585,000 | 1,557,000 | 1,363,000 |
| Securities available for sale | 33,830,000 | 30,561,000 | 34,650,000 | 34,398,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,469,000 | 140,977,000 | 152,946,000 | 143,303,000 |
| Interest-bearing deposits | 116,386,000 | 116,254,000 | 117,411,000 | 111,462,000 |
| Noninterest-bearing deposits | 29,083,000 | 24,723,000 | 35,535,000 | 31,841,000 |
| Equity capital | 18,055,000 | 17,991,000 | 18,179,000 | 18,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,287,000 | 2,609,000 | 3,908,000 | 5,266,000 |
| Interest expense | 111,000 | 222,000 | 333,000 | 441,000 |
| Net interest income | 1,176,000 | 2,387,000 | 3,575,000 | 4,825,000 |
| Noninterest income | 112,000 | 339,000 | 556,000 | 728,000 |
| Noninterest expense | 1,133,000 | 2,359,000 | 3,487,000 | 4,687,000 |
| Provision for loan losses | 0 | 0 | 0 | -200,000 |
| Pretax income | 68,000 | 248,000 | 524,000 | 946,000 |
| Income tax | 28,000 | 103,000 | 211,000 | 378,000 |
| Net income | 40,000 | 145,000 | 313,000 | 568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,054,000 | 17,221,000 | 17,487,000 | 18,040,000 |
| Total capital | 18,516,000 | 18,691,000 | 19,010,000 | 19,403,000 |
| Risk-weighted assets | 116,911,000 | 117,120,000 | 121,509,000 | 126,884,000 |