Call reports 2014
LAFAYETTE COMMUNITY BANK — 2014
What LAFAYETTE COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 157,607,000 | 150,943,000 | 157,545,000 | 155,845,000 |
| Total loans | 88,236,000 | 90,104,000 | 97,378,000 | 102,895,000 |
| Allowance for loan losses | 1,573,000 | 1,539,000 | 1,543,000 | 1,578,000 |
| Securities available for sale | 50,067,000 | 46,217,000 | 42,996,000 | 35,063,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,002,000 | 132,882,000 | 139,415,000 | 137,359,000 |
| Interest-bearing deposits | 115,882,000 | 109,913,000 | 114,003,000 | 112,886,000 |
| Noninterest-bearing deposits | 24,120,000 | 22,969,000 | 25,412,000 | 24,473,000 |
| Equity capital | 17,126,000 | 17,503,000 | 17,690,000 | 17,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,300,000 | 2,581,000 | 3,896,000 | 5,233,000 |
| Interest expense | 136,000 | 262,000 | 379,000 | 496,000 |
| Net interest income | 1,164,000 | 2,319,000 | 3,517,000 | 4,737,000 |
| Noninterest income | 86,000 | 221,000 | 345,000 | 450,000 |
| Noninterest expense | 1,015,000 | 2,052,000 | 3,119,000 | 4,252,000 |
| Provision for loan losses | 0 | 0 | 0 | -100,000 |
| Pretax income | 235,000 | 488,000 | 767,000 | 1,188,000 |
| Income tax | 91,000 | 194,000 | 308,000 | 479,000 |
| Net income | 144,000 | 294,000 | 459,000 | 709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,374,000 | 16,597,000 | 16,876,000 | 17,274,000 |
| Total capital | 17,866,000 | 18,065,000 | 18,383,000 | 18,711,000 |
| Risk-weighted assets | 119,251,000 | 117,398,000 | 120,496,000 | 114,784,000 |