Call reports 2008
LAFAYETTE COMMUNITY BANK — 2008
What LAFAYETTE COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 143,887,000 | 135,965,000 | 130,682,000 | 130,888,000 |
| Total loans | 88,124,000 | 84,122,000 | 80,103,000 | 82,286,000 |
| Allowance for loan losses | 2,650,000 | 2,572,000 | 2,227,000 | 2,754,000 |
| Securities available for sale | 38,261,000 | 38,422,000 | 37,615,000 | 42,229,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,700,000 | 123,439,000 | 116,379,000 | 114,156,000 |
| Interest-bearing deposits | 122,034,000 | 116,195,000 | 105,537,000 | 106,512,000 |
| Noninterest-bearing deposits | 8,666,000 | 7,244,000 | 10,842,000 | 7,644,000 |
| Equity capital | 12,272,000 | 11,862,000 | 11,944,000 | 12,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,108,000 | 4,048,000 | 5,895,000 | 7,620,000 |
| Interest expense | 1,128,000 | 2,139,000 | 3,027,000 | 3,858,000 |
| Net interest income | 980,000 | 1,909,000 | 2,868,000 | 3,762,000 |
| Noninterest income | 288,000 | 757,000 | 1,097,000 | 1,498,000 |
| Noninterest expense | 1,015,000 | 2,071,000 | 3,153,000 | 4,414,000 |
| Provision for loan losses | 35,000 | 70,000 | 340,000 | 942,000 |
| Pretax income | 222,000 | 533,000 | 480,000 | -88,000 |
| Income tax | 44,000 | 124,000 | 69,000 | -192,000 |
| Net income | 178,000 | 409,000 | 411,000 | 104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,203,000 | 10,683,000 | 10,610,000 | 10,935,000 |
| Total capital | 11,378,000 | 11,809,000 | 11,652,000 | 12,015,000 |
| Risk-weighted assets | 92,549,000 | 88,656,000 | 84,042,000 | 84,742,000 |
Machine access — free, no API key
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