Call reports 2023
ARCOLA FIRST BANK — 2023
What ARCOLA FIRST BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 125,615,000 | 123,388,000 | 122,587,000 | 130,882,000 |
| Total loans | 25,353,000 | 26,708,000 | 29,352,000 | 28,982,000 |
| Allowance for loan losses | 661,000 | 661,000 | 661,000 | 469,000 |
| Securities available for sale | 89,458,000 | 88,179,000 | 85,522,000 | 86,721,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,297,000 | 113,894,000 | 115,699,000 | 120,504,000 |
| Interest-bearing deposits | 92,800,000 | 88,232,000 | 91,763,000 | 91,166,000 |
| Noninterest-bearing deposits | 26,497,000 | 25,662,000 | 23,936,000 | 29,338,000 |
| Equity capital | 3,994,000 | 2,892,000 | 1,255,000 | 4,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 862,000 | 1,760,000 | 2,695,000 | 3,663,000 |
| Interest expense | 220,000 | 541,000 | 976,000 | 1,444,000 |
| Net interest income | 642,000 | 1,219,000 | 1,719,000 | 2,219,000 |
| Noninterest income | 83,000 | 174,000 | 268,000 | 367,000 |
| Noninterest expense | 548,000 | 1,112,000 | 1,657,000 | 2,224,000 |
| Provision for loan losses | 0 | 0 | 0 | -191,000 |
| Pretax income | 177,000 | 281,000 | 324,000 | 546,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 177,000 | 281,000 | 324,000 | 546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,692,000 | 13,661,000 | 13,705,000 | 13,926,000 |
| Total capital | 14,353,000 | 14,322,000 | 14,366,000 | 14,396,000 |
| Risk-weighted assets | 65,595,000 | 65,520,000 | 66,418,000 | 66,272,000 |