Call reports 2022
ARCOLA FIRST BANK — 2022
What ARCOLA FIRST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 133,832,000 | 132,896,000 | 125,785,000 | 122,305,000 |
| Total loans | 18,469,000 | 21,074,000 | 23,722,000 | 26,384,000 |
| Allowance for loan losses | 661,000 | 661,000 | 661,000 | 661,000 |
| Securities available for sale | 102,032,000 | 96,881,000 | 92,673,000 | 87,526,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 20,000 | 20,000 | 20,000 | 0 |
| Total deposits | 122,943,000 | 125,316,000 | 118,824,000 | 117,559,000 |
| Interest-bearing deposits | 91,668,000 | 94,181,000 | 90,575,000 | 88,874,000 |
| Noninterest-bearing deposits | 31,275,000 | 31,135,000 | 28,249,000 | 28,685,000 |
| Equity capital | 8,681,000 | 5,338,000 | 1,182,000 | 2,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 697,000 | 1,455,000 | 2,257,000 | 3,089,000 |
| Interest expense | 47,000 | 98,000 | 192,000 | 384,000 |
| Net interest income | 650,000 | 1,357,000 | 2,065,000 | 2,705,000 |
| Noninterest income | 134,000 | 230,000 | 322,000 | 413,000 |
| Noninterest expense | 544,000 | 1,107,000 | 1,714,000 | 2,354,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 249,000 | 489,000 | 682,000 | 773,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 249,000 | 489,000 | 682,000 | 773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,371,000 | 13,476,000 | 13,669,000 | 13,760,000 |
| Total capital | 14,032,000 | 14,137,000 | 14,330,000 | 14,421,000 |
| Risk-weighted assets | 61,102,000 | 62,882,000 | 64,396,000 | 64,495,000 |