Call reports 2021
ARCOLA FIRST BANK — 2021
What ARCOLA FIRST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 129,911,000 | 136,069,000 | 130,151,000 | 131,718,000 |
| Total loans | 20,927,000 | 19,840,000 | 20,285,000 | 22,378,000 |
| Allowance for loan losses | 661,000 | 661,000 | 661,000 | 661,000 |
| Securities available for sale | 101,526,000 | 101,669,000 | 100,026,000 | 93,539,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 20,000 | 20,000 | 20,000 | 20,000 |
| Total deposits | 113,764,000 | 119,430,000 | 113,705,000 | 115,329,000 |
| Interest-bearing deposits | 87,000,000 | 93,610,000 | 85,663,000 | 85,650,000 |
| Noninterest-bearing deposits | 26,764,000 | 25,820,000 | 28,042,000 | 29,679,000 |
| Equity capital | 13,386,000 | 14,278,000 | 14,092,000 | 14,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 685,000 | 1,391,000 | 2,120,000 | 2,832,000 |
| Interest expense | 56,000 | 109,000 | 161,000 | 211,000 |
| Net interest income | 629,000 | 1,282,000 | 1,959,000 | 2,621,000 |
| Noninterest income | 137,000 | 243,000 | 386,000 | 494,000 |
| Noninterest expense | 582,000 | 1,143,000 | 1,726,000 | 2,343,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 212,000 | 410,000 | 647,000 | 856,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 212,000 | 410,000 | 647,000 | 856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,873,000 | 12,935,000 | 13,172,000 | 13,381,000 |
| Total capital | 13,534,000 | 13,596,000 | 13,833,000 | 14,042,000 |
| Risk-weighted assets | 61,976,000 | 59,338,000 | 57,782,000 | 62,586,000 |