Call reports 2020
ARCOLA FIRST BANK — 2020
What ARCOLA FIRST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 112,855,000 | 119,675,000 | 119,365,000 | 125,882,000 |
| Total loans | 18,961,000 | 20,448,000 | 20,879,000 | 22,360,000 |
| Allowance for loan losses | 662,000 | 662,000 | 662,000 | 662,000 |
| Securities available for sale | 90,020,000 | 95,778,000 | 95,725,000 | 96,299,000 |
| Securities held to maturity | 209,000 | 151,000 | 151,000 | 0 |
| Trading assets | 20,000 | 20,000 | 20,000 | 20,000 |
| Total deposits | 96,591,000 | 101,917,000 | 98,795,000 | 108,210,000 |
| Interest-bearing deposits | 76,197,000 | 77,194,000 | 72,937,000 | 78,830,000 |
| Noninterest-bearing deposits | 20,394,000 | 24,723,000 | 25,858,000 | 29,380,000 |
| Equity capital | 14,066,000 | 14,917,000 | 15,324,000 | 15,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 713,000 | 1,415,000 | 2,127,000 | 2,835,000 |
| Interest expense | 114,000 | 196,000 | 264,000 | 325,000 |
| Net interest income | 599,000 | 1,219,000 | 1,863,000 | 2,510,000 |
| Noninterest income | 87,000 | 236,000 | 367,000 | 515,000 |
| Noninterest expense | 522,000 | 1,059,000 | 1,618,000 | 2,269,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 164,000 | 396,000 | 612,000 | 765,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 164,000 | 396,000 | 612,000 | 765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,440,000 | 12,536,000 | 12,752,000 | 12,905,000 |
| Total capital | — | 13,198,000 | 13,414,000 | 13,567,000 |
| Risk-weighted assets | — | 54,468,000 | 55,835,000 | 58,469,000 |