Call reports 2019
ARCOLA FIRST BANK — 2019
What ARCOLA FIRST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 109,398,000 | 108,081,000 | 111,005,000 | 112,936,000 |
| Total loans | 17,924,000 | 17,865,000 | 18,693,000 | 19,347,000 |
| Allowance for loan losses | 662,000 | 662,000 | 662,000 | 662,000 |
| Securities available for sale | 88,528,000 | 84,821,000 | 85,921,000 | 83,020,000 |
| Securities held to maturity | 410,000 | 410,000 | 410,000 | 209,000 |
| Trading assets | 20,000 | 20,000 | 20,000 | 20,000 |
| Total deposits | 92,075,000 | 93,109,000 | 95,645,000 | 97,551,000 |
| Interest-bearing deposits | 72,163,000 | 76,634,000 | 76,047,000 | 76,818,000 |
| Noninterest-bearing deposits | 19,912,000 | 16,475,000 | 19,598,000 | 20,733,000 |
| Equity capital | 12,255,000 | 12,858,000 | 13,209,000 | 13,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 687,000 | 1,369,000 | 2,082,000 | 2,806,000 |
| Interest expense | 120,000 | 242,000 | 372,000 | 492,000 |
| Net interest income | 567,000 | 1,127,000 | 1,710,000 | 2,314,000 |
| Noninterest income | 72,000 | 157,000 | 238,000 | 324,000 |
| Noninterest expense | 526,000 | 1,054,000 | 1,594,000 | 2,167,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 128,000 | 270,000 | 406,000 | 522,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 128,000 | 270,000 | 406,000 | 522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,328,000 | 12,335,000 | 12,470,000 | 12,586,000 |
| Total capital | 12,881,000 | 12,878,000 | 13,029,000 | 13,160,000 |
| Risk-weighted assets | 44,135,000 | 43,384,000 | 44,665,000 | 45,900,000 |