Call reports 2018
ARCOLA FIRST BANK — 2018
What ARCOLA FIRST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 109,951,000 | 109,050,000 | 108,092,000 | 107,613,000 |
| Total loans | 21,022,000 | 21,402,000 | 21,507,000 | 18,969,000 |
| Allowance for loan losses | 662,000 | 662,000 | 662,000 | 662,000 |
| Securities available for sale | 85,105,000 | 84,995,000 | 81,643,000 | 82,994,000 |
| Securities held to maturity | 609,000 | 609,000 | 609,000 | 410,000 |
| Trading assets | 20,000 | 20,000 | 20,000 | 20,000 |
| Total deposits | 96,160,000 | 94,274,000 | 94,953,000 | 93,901,000 |
| Interest-bearing deposits | 72,744,000 | 73,585,000 | 75,006,000 | 71,547,000 |
| Noninterest-bearing deposits | 23,416,000 | 20,689,000 | 19,947,000 | 22,354,000 |
| Equity capital | 11,328,000 | 11,286,000 | 11,010,000 | 11,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 677,000 | 1,367,000 | 2,053,000 | 2,745,000 |
| Interest expense | 68,000 | 147,000 | 233,000 | 335,000 |
| Net interest income | 609,000 | 1,220,000 | 1,820,000 | 2,410,000 |
| Noninterest income | 71,000 | 172,000 | 244,000 | 324,000 |
| Noninterest expense | 516,000 | 1,025,000 | 1,592,000 | 2,196,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 164,000 | 367,000 | 459,000 | 530,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 164,000 | 367,000 | 459,000 | 530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,215,000 | 12,281,000 | 12,265,000 | 12,336,000 |
| Total capital | 12,747,000 | 12,834,000 | 12,816,000 | 12,843,000 |
| Risk-weighted assets | 42,478,000 | 44,183,000 | 44,039,000 | 40,432,000 |