Call reports 2017
ARCOLA FIRST BANK — 2017
What ARCOLA FIRST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 112,999,000 | 111,962,000 | 108,558,000 | 111,405,000 |
| Total loans | 20,475,000 | 21,111,000 | 22,091,000 | 23,679,000 |
| Allowance for loan losses | 662,000 | 661,000 | 661,000 | 661,000 |
| Securities available for sale | 88,935,000 | 83,485,000 | 83,413,000 | 83,513,000 |
| Securities held to maturity | 1,016,000 | 1,016,000 | 1,016,000 | 609,000 |
| Trading assets | 520,000 | 520,000 | 20,000 | 20,000 |
| Total deposits | 96,558,000 | 97,142,000 | 93,655,000 | 97,158,000 |
| Interest-bearing deposits | 76,373,000 | 78,273,000 | 73,721,000 | 75,265,000 |
| Noninterest-bearing deposits | 20,185,000 | 18,869,000 | 19,934,000 | 21,893,000 |
| Equity capital | 12,248,000 | 12,417,000 | 12,491,000 | 11,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 639,000 | 1,302,000 | 1,968,000 | 2,646,000 |
| Interest expense | 36,000 | 81,000 | 130,000 | 190,000 |
| Net interest income | 603,000 | 1,221,000 | 1,838,000 | 2,456,000 |
| Noninterest income | 118,000 | 209,000 | 287,000 | 359,000 |
| Noninterest expense | 513,000 | 1,055,000 | 1,578,000 | 2,141,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 208,000 | 368,000 | 540,000 | 667,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 208,000 | 368,000 | 540,000 | 667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,952,000 | 11,976,000 | 12,039,000 | 12,166,000 |
| Total capital | 12,487,000 | 12,504,000 | 12,572,000 | 12,715,000 |
| Risk-weighted assets | 42,676,000 | 42,156,000 | 42,519,000 | 43,885,000 |