Call reports 2016
ARCOLA FIRST BANK — 2016
What ARCOLA FIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 113,570,000 | 117,539,000 | 115,965,000 | 109,681,000 |
| Total loans | 13,483,000 | 13,263,000 | 13,761,000 | 15,645,000 |
| Allowance for loan losses | 662,000 | 662,000 | 662,000 | 662,000 |
| Securities available for sale | 95,161,000 | 94,931,000 | 89,555,000 | 88,433,000 |
| Securities held to maturity | 1,406,000 | 1,516,000 | 1,516,000 | 1,016,000 |
| Trading assets | 0 | 0 | 0 | 520,000 |
| Total deposits | 97,104,000 | 99,739,000 | 98,433,000 | 93,594,000 |
| Interest-bearing deposits | 78,279,000 | 80,177,000 | 80,605,000 | 72,832,000 |
| Noninterest-bearing deposits | 18,825,000 | 19,562,000 | 17,828,000 | 20,762,000 |
| Equity capital | 15,152,000 | 15,414,000 | 15,225,000 | 13,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 688,000 | 1,363,000 | 2,032,000 | 2,674,000 |
| Interest expense | 37,000 | 75,000 | 112,000 | 148,000 |
| Net interest income | 651,000 | 1,288,000 | 1,920,000 | 2,526,000 |
| Noninterest income | 73,000 | 154,000 | 248,000 | 340,000 |
| Noninterest expense | 504,000 | 992,000 | 1,509,000 | 2,098,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 220,000 | 450,000 | 659,000 | 768,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 220,000 | 450,000 | 659,000 | 768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,444,000 | 13,539,000 | 13,639,000 | 13,748,000 |
| Total capital | 13,929,000 | 14,036,000 | 14,132,000 | 14,223,000 |
| Risk-weighted assets | 38,645,000 | 39,601,000 | 39,284,000 | 37,832,000 |