Call reports 2015
ARCOLA FIRST BANK — 2015
What ARCOLA FIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 118,363,000 | 115,317,000 | 116,817,000 | 115,201,000 |
| Total loans | 13,601,000 | 14,011,000 | 13,931,000 | 14,931,000 |
| Allowance for loan losses | 662,000 | 662,000 | 662,000 | 662,000 |
| Securities available for sale | 95,232,000 | 87,261,000 | 90,390,000 | 87,793,000 |
| Securities held to maturity | 2,148,000 | 1,880,000 | 1,880,000 | 1,406,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,673,000 | 101,094,000 | 102,020,000 | 100,971,000 |
| Interest-bearing deposits | 82,337,000 | 82,223,000 | 84,441,000 | 79,709,000 |
| Noninterest-bearing deposits | 21,336,000 | 18,871,000 | 17,579,000 | 21,262,000 |
| Equity capital | 14,564,000 | 14,066,000 | 14,616,000 | 14,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 805,000 | 1,622,000 | 2,404,000 | 3,128,000 |
| Interest expense | 48,000 | 94,000 | 136,000 | 176,000 |
| Net interest income | 757,000 | 1,528,000 | 2,268,000 | 2,952,000 |
| Noninterest income | 68,000 | 142,000 | 234,000 | 310,000 |
| Noninterest expense | 516,000 | 1,049,000 | 1,578,000 | 2,161,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 309,000 | 621,000 | 924,000 | 1,101,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 309,000 | 621,000 | 924,000 | 1,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,847,000 | 13,023,000 | 13,217,000 | 13,394,000 |
| Total capital | 13,377,000 | 13,534,000 | 13,720,000 | 13,894,000 |
| Risk-weighted assets | 42,285,000 | 40,778,000 | 40,120,000 | 39,883,000 |