Call reports 2022
COMMERCE STATE BANK — 2022
What COMMERCE STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Total assets | 818,219,000 | 857,349,000 | 846,691,000 |
| Total loans | 693,469,000 | 750,245,000 | 768,245,000 |
| Allowance for loan losses | 9,955,000 | 9,138,000 | 6,497,000 |
| Securities available for sale | 37,020,000 | 34,436,000 | 13,030,000 |
| Securities held to maturity | 98,000 | 93,000 | 88,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 688,903,000 | 726,061,000 | 657,403,000 |
| Interest-bearing deposits | 536,434,000 | 575,385,000 | 505,634,000 |
| Noninterest-bearing deposits | 152,469,000 | 150,676,000 | 151,769,000 |
| Equity capital | 87,193,000 | 90,043,000 | 94,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Interest income | 7,684,000 | 15,742,000 | 25,163,000 |
| Interest expense | 537,000 | 1,178,000 | 2,940,000 |
| Net interest income | 7,147,000 | 14,564,000 | 22,223,000 |
| Noninterest income | 648,000 | 1,201,000 | 1,822,000 |
| Noninterest expense | 3,728,000 | 7,369,000 | 12,298,000 |
| Provision for loan losses | -208,000 | -958,000 | -4,052,000 |
| Pretax income | 4,275,000 | 9,354,000 | 13,841,000 |
| Income tax | 1,150,000 | 2,511,000 | 3,716,000 |
| Net income | 3,125,000 | 6,843,000 | 10,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Tier 1 capital | 88,550,000 | 92,313,000 | 95,625,000 |
| Total capital | 97,667,000 | 101,451,000 | 102,122,000 |
| Risk-weighted assets | 728,522,000 | 786,605,000 | 794,080,000 |