Call reports 2021
COMMERCE STATE BANK — 2021
What COMMERCE STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 772,438,000 | 829,816,000 | 809,798,000 | 837,128,000 |
| Total loans | 674,327,000 | 683,866,000 | 699,864,000 | 723,653,000 |
| Allowance for loan losses | 9,343,000 | 9,367,000 | 8,748,000 | 8,953,000 |
| Securities available for sale | 30,173,000 | 34,528,000 | 38,960,000 | 39,361,000 |
| Securities held to maturity | 145,000 | 129,000 | 116,000 | 111,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 660,455,000 | 707,091,000 | 681,256,000 | 709,971,000 |
| Interest-bearing deposits | 527,480,000 | 539,635,000 | 518,391,000 | 555,837,000 |
| Noninterest-bearing deposits | 132,975,000 | 167,456,000 | 162,865,000 | 154,134,000 |
| Equity capital | 80,129,000 | 81,622,000 | 84,618,000 | 85,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,034,000 | 16,089,000 | 24,085,000 | 32,222,000 |
| Interest expense | 745,000 | 1,400,000 | 1,979,000 | 2,524,000 |
| Net interest income | 7,289,000 | 14,689,000 | 22,106,000 | 29,698,000 |
| Noninterest income | 1,330,000 | 2,634,000 | 3,416,000 | 4,630,000 |
| Noninterest expense | 3,655,000 | 7,472,000 | 11,371,000 | 14,743,000 |
| Provision for loan losses | 1,225,000 | 2,100,000 | 2,530,000 | 3,700,000 |
| Pretax income | 3,739,000 | 7,751,000 | 11,621,000 | 15,885,000 |
| Income tax | 1,002,000 | 2,076,000 | 3,103,000 | 4,240,000 |
| Net income | 2,737,000 | 5,675,000 | 8,518,000 | 11,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,667,000 | 81,132,000 | 84,159,000 | 85,377,000 |
| Total capital | 88,129,000 | 89,709,000 | 92,907,000 | 94,330,000 |
| Risk-weighted assets | 676,142,000 | 685,376,000 | 719,116,000 | 754,640,000 |