Call reports 2010
COMMERCE STATE BANK — 2010
What COMMERCE STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 304,123,000 | 304,815,000 | 305,713,000 | 321,236,000 |
| Total loans | 254,077,000 | 258,029,000 | 257,698,000 | 266,201,000 |
| Allowance for loan losses | 2,966,000 | 3,050,000 | 3,278,000 | 3,883,000 |
| Securities available for sale | 22,904,000 | 22,606,000 | 22,653,000 | 22,916,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,961,000 | 257,614,000 | 257,349,000 | 273,867,000 |
| Interest-bearing deposits | 246,098,000 | 246,896,000 | 247,842,000 | 261,451,000 |
| Noninterest-bearing deposits | 10,863,000 | 10,719,000 | 9,507,000 | 12,416,000 |
| Equity capital | 28,527,000 | 28,861,000 | 29,507,000 | 28,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,866,000 | 7,778,000 | 11,676,000 | 15,624,000 |
| Interest expense | 1,775,000 | 3,468,000 | 5,046,000 | 6,559,000 |
| Net interest income | 2,091,000 | 4,310,000 | 6,630,000 | 9,065,000 |
| Noninterest income | 27,000 | 202,000 | 426,000 | 743,000 |
| Noninterest expense | 1,364,000 | 2,690,000 | 4,101,000 | 5,517,000 |
| Provision for loan losses | 225,000 | 795,000 | 1,435,000 | 3,231,000 |
| Pretax income | 529,000 | 1,027,000 | 1,520,000 | 1,060,000 |
| Income tax | 166,000 | 321,000 | 477,000 | 261,000 |
| Net income | 363,000 | 706,000 | 1,043,000 | 799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,654,000 | 28,020,000 | 28,390,000 | 28,190,000 |
| Total capital | 30,620,000 | 31,070,000 | 31,542,000 | 31,461,000 |
| Risk-weighted assets | 249,992,000 | 252,511,000 | 252,050,000 | 261,068,000 |
Machine access — free, no API key
Every figure shown here about COMMERCE STATE BANK — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.