Call reports 2025
FIRST PALMETTO BANK — 2025
What FIRST PALMETTO BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,003,396,000 | 1,026,463,000 | 1,041,246,000 | 1,056,466,000 |
| Total loans | 737,335,000 | 762,820,000 | 767,258,000 | 778,493,000 |
| Allowance for loan losses | 11,908,000 | 11,818,000 | 11,825,000 | 11,827,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 87,914,000 | 96,947,000 | 107,008,000 | 109,374,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 907,305,000 | 928,731,000 | 941,133,000 | 956,275,000 |
| Interest-bearing deposits | 727,642,000 | 748,682,000 | 749,195,000 | 773,682,000 |
| Noninterest-bearing deposits | 179,663,000 | 180,049,000 | 191,938,000 | 182,593,000 |
| Equity capital | 90,898,000 | 92,875,000 | 95,093,000 | 95,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 11,950,000 | 24,689,000 | 38,121,000 | 51,838,000 |
| Interest expense | 4,527,000 | 9,122,000 | 13,848,000 | 18,580,000 |
| Net interest income | 7,423,000 | 15,567,000 | 24,273,000 | 33,258,000 |
| Noninterest income | 1,105,000 | 2,405,000 | 3,567,000 | 4,832,000 |
| Noninterest expense | 5,565,000 | 11,419,000 | 17,382,000 | 23,777,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,963,000 | 6,553,000 | 10,458,000 | 14,313,000 |
| Income tax | 711,000 | 1,574,000 | 2,511,000 | 3,435,000 |
| Net income | 2,252,000 | 4,979,000 | 7,947,000 | 10,878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,893,000 | 92,870,000 | 95,088,000 | 95,069,000 |
| Total capital | 99,606,000 | 101,919,000 | 104,207,000 | 104,251,000 |
| Risk-weighted assets | 693,527,000 | 720,832,000 | 726,439,000 | 731,555,000 |