Call reports 2021
FIRST PALMETTO BANK — 2021
What FIRST PALMETTO BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 837,770,000 | 861,699,000 | 870,717,000 | 873,264,000 |
| Total loans | 617,053,000 | 627,611,000 | 609,767,000 | 613,864,000 |
| Allowance for loan losses | 10,138,000 | 10,590,000 | 10,912,000 | 11,089,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 42,716,000 | 42,361,000 | 50,648,000 | 60,775,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 751,716,000 | 775,028,000 | 781,440,000 | 790,298,000 |
| Interest-bearing deposits | 580,396,000 | 591,588,000 | 595,574,000 | 602,935,000 |
| Noninterest-bearing deposits | 171,320,000 | 183,440,000 | 185,866,000 | 187,363,000 |
| Equity capital | 81,620,000 | 83,324,000 | 85,218,000 | 80,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,455,000 | 14,518,000 | 22,143,000 | 29,497,000 |
| Interest expense | 474,000 | 828,000 | 1,131,000 | 1,402,000 |
| Net interest income | 6,981,000 | 13,690,000 | 21,012,000 | 28,095,000 |
| Noninterest income | 3,728,000 | 7,299,000 | 9,932,000 | 12,067,000 |
| Noninterest expense | 6,671,000 | 12,993,000 | 18,841,000 | 24,765,000 |
| Provision for loan losses | 400,000 | 800,000 | 1,100,000 | 1,200,000 |
| Pretax income | 3,638,000 | 7,196,000 | 11,003,000 | 14,197,000 |
| Income tax | 873,000 | 1,727,000 | 2,640,000 | 3,408,000 |
| Net income | 2,765,000 | 5,469,000 | 8,363,000 | 10,789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,374,000 | 83,319,000 | 85,213,000 | 80,139,000 |
| Total capital | 85,750,000 | 90,048,000 | 92,120,000 | 87,248,000 |
| Risk-weighted assets | 506,313,000 | 534,468,000 | 548,556,000 | 564,725,000 |