Call reports 2019
FIRST PALMETTO BANK — 2019
What FIRST PALMETTO BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 713,288,000 | 725,144,000 | 725,922,000 | 718,558,000 |
| Total loans | 481,922,000 | 481,035,000 | 480,617,000 | 484,689,000 |
| Allowance for loan losses | 6,365,000 | 6,439,000 | 6,445,000 | 6,373,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 86,613,000 | 100,656,000 | 143,825,000 | 140,644,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 630,310,000 | 641,387,000 | 640,948,000 | 637,462,000 |
| Interest-bearing deposits | 530,835,000 | 539,092,000 | 536,209,000 | 527,529,000 |
| Noninterest-bearing deposits | 99,475,000 | 102,295,000 | 104,739,000 | 109,933,000 |
| Equity capital | 80,706,000 | 81,728,000 | 82,829,000 | 78,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,973,000 | 14,248,000 | 21,597,000 | 28,884,000 |
| Interest expense | 1,367,000 | 2,952,000 | 4,639,000 | 6,252,000 |
| Net interest income | 5,606,000 | 11,296,000 | 16,958,000 | 22,632,000 |
| Noninterest income | 511,000 | 1,042,000 | 1,787,000 | 2,362,000 |
| Noninterest expense | 3,510,000 | 7,070,000 | 10,713,000 | 14,763,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,607,000 | 5,268,000 | 8,032,000 | 10,231,000 |
| Income tax | 626,000 | 1,265,000 | 1,928,000 | 2,456,000 |
| Net income | 1,981,000 | 4,003,000 | 6,104,000 | 7,775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,242,000 | 79,273,000 | 80,600,000 | 76,566,000 |
| Total capital | 84,213,000 | 85,134,000 | 86,490,000 | 82,452,000 |
| Risk-weighted assets | 477,246,000 | 468,299,000 | 470,669,000 | 470,401,000 |